MONDAY, JANUARY 24, 2022
Your home and your belongings are invaluable, so taking steps to protect them is essential, particularly as the seasons change. North Carolina’s winter weather can bring a variety of risks to your home, but taking the necessary precautions may help you keep cold-weather hazards at bay. As the temperatures drop, take some time to review these five maintenance tips to prepare your North Carolina home for wintry weather.
Five Winter Maintenance Tips
Dropping temperatures and inclement winter weather can wreak havoc on a home, especially if it’s not properly winterized. Here are five simple winter maintenance tips that may help protect your home this winter:
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Check for leaks. Check your attic and crawlspace for signs of a water leak. Be sure to repair any leaks as soon as possible.
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Clean heating vents. Be sure your vent pipes are clear of any obstructions and clear away any dust and debris.
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Keep entryways clean. Use mats and boot trays for wet shoes and boots to prevent slippery indoor surfaces. Place a tray underneath clothing hooks when drying wet items.
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Protect your air conditioner. Place a sheet of plywood with a few bricks on top of your AC to prevent falling icicles and debris from damaging your condensing unit. Also, remove and store any window air conditioner units.
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Stop the drafts. Repair caulking around doors and windows, along with any weather stripping. In addition, seal any cracks in foundation walls.
Every home has unique risks, and you may need to conduct additional maintenance beyond what is listed above. If you’re particularly concerned about how to best protect your home against a North Carolina winter, consider having a contractor or home expert come to your property and suggest ways to help winterize your home.
Don’t Forget About Your Homeowners Insurance
One of the most important protections you can secure for your home is adequate homeowners insurance. Homeowners insurance is a “package policy,” which means coverage includes property damage and your liability—or legal responsibility—for injuries and property damage caused by you or your family, including pets. Homeowners insurance may offer you the following protection: 
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Dwelling coverage helps cover repairing or rebuilding damage to the structure of your home.
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Other structures coverage helps cover other buildings on the property, such as a garage or gazebo.
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Personal liability helps cover injury or damage to others and their property if you are held responsible.
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Contents or personal property coverage helps cover clothes, furniture, electronics and other items in your home that are damaged or lost due to a covered cause.
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Loss of use coverage helps cover living expenses in the event of a covered loss in case you need temporary housing after a disaster.
Homeowners insurance, like other insurance, is adjustable based on your home and your needs. A good place to start is with standard coverage for your property and liability coverages, adjusting the amounts, and adding extra insurance where needed.
Be sure to review your policy with an agent at Parker Shelton and Associates, Inc. to ensure you have adequate coverage against winter weather-related risks and damages.
Contact Us for More Winter Weather-related Home Protection Tips
Parker Shelton and Associates Inc. can work with you to determine what home insurance coverage best meets your needs. We’re here to help ensure you have the coverage you need to protect you and your home against a variety of risks
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