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Parker Shelton and Associates Inc Blog

View the latest blog posts from Parker Shelton and Associates Inc.

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Thursday, August 4, 2022

How to File a Commercial Auto Insurance Claim

Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. READ MORE >>

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Tuesday, July 5, 2022

Who is Eligible for a Business Owners Policy?

Despite what you may think, not everyone qualifies for a business owners policy (BOP). A BOP is a way for certain businesses to bundle important coverages at a discounted rate. Typically, businesses that purchase a BOP are small businesses in low-risk industries.  Examples of high-risk industries are:  READ MORE >>

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Friday, June 17, 2022

Does My Health Insurance Cover Prescription Drugs?

Having a health insurance policy that covers doctor and hospital visits is crucial for staying in good health, but prescription drug coverage is another important consideration. Do you know if your new health insurance policy covers your prescription drugs, and at what cost to you?  READ MORE >>

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Wednesday, May 18, 2022

5 Unexpected Factors For Your Home Insurance Rates

You may already know that poor maintenance will bump your rates. And you know that frequent claims will bump your rates. But there are a number of other factors that you might not be aware of. Here are five things most homeowners don't know may affect their home insurance rates:  READ MORE >>

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Tuesday, April 19, 2022

Should You Lower Your Insurance for an Aging RV?

Your RV is one of the best investments you've made. You've traveled long and hard with it. You are proud of what you've seen and done. Now that your RV is getting older, though, you may be wondering if you should reduce the amount and type of insurance you have on it. READ MORE >>

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Monday, March 14, 2022

3 Ways Business Insurance Benefits Your Financials

Do you really need to invest in business insurance that covers interruptions to your operations? As a business owner, you may not remember a time when you couldn't open your location and serve your customers' needs. That doesn’t mean, however, that you can afford to go without any type of coverage for an interruption. READ MORE >>

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Tuesday, February 15, 2022

What You Need to Know About Auto Insurance In North Carolina

North Carolina state law specifies what minimum auto insurance coverage is necessary to register or operate a motor vehicle within the state. Failing to carry the minimum levels of auto insurance could result in penalties. Beyond that, making sure you carry at least these minimum amounts before you drive can help protect you and other drivers. READ MORE >>

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Monday, January 24, 2022

Home Insurance in North Carolina

Your home and your belongings are invaluable, so taking steps to protect them is essential, particularly as the seasons change. North Carolina’s winter weather can bring a variety of risks to your home, but taking the necessary precautions may help you keep cold-weather hazards at bay. READ MORE >>

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Monday, December 27, 2021

Winter Driving Safety Tips for Virginia Drivers

Freezing precipitation, slick roadways and low visibility are just a few of the winter weather hazards that may threaten Virginia drivers. To stay safe during your travels when winter weather hits, keep these simple safety tips in mind.   Stay Alert  Driving distracted is dangerous at any time of year. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

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