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Home > Blog > Parker Shelton and Associates Inc Blog Page 9
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Parker Shelton and Associates Inc Blog Page 9

View the latest blog posts from Parker Shelton and Associates Inc.

Thursday, October 1, 2020

Whose Insurance Do I Use if I Crash Someone Else’s Car?

Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. You can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as you have the right insurance.  READ MORE >>

Tuesday, September 29, 2020

When Does Life Insurance Payout?

Life insurance is designed to compensate your loved ones in case of your passing, so most policies only payout once the policyholder passes away. The insurer must usually be provided with a proof of death, such as a death certificate. Most life insurance policies provide a lump sump payment for the beneficiaries listed on the policy. READ MORE >>

Thursday, September 24, 2020

How to Insure Your Roof with Home Insurance

Your home’s roof is one of the most important and expensive parts of the home. It keeps everyone inside safe, warm and dry, as well as keeps out anything unwelcome. Unfortunately, home insurance can grow a little complicated and expensive when it comes to insuring your roof.  READ MORE >>

Tuesday, September 22, 2020

I Hit My Mailbox, Will My Car Insurance Pay?

We’ve all made careless mistakes from time to time, including behind the wheel. If you have ever backed into your mailbox, you might find yourself annoyed, but hopefully unharmed. Your car, however, might sustain damage and so might the mailbox. READ MORE >>

Thursday, September 17, 2020

Making a Possessions Claim on Business Insurance

Businesses that have property insurance will likely have coverage for the possessions inside. So, if something damages the contents of the business, then you can likely file a claim for the damage costs. However, you must do so correctly to successfully receive compensation. READ MORE >>

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Wednesday, September 16, 2020

Can My Age and Gender Really Affect My Car Insurance Rates?

In most states, it is perfectly legal (and common) for insurers to consider your age and gender while calculating your car insurance premiums. This is done for a variety of reasons, but is primarily done to help evaluate your risk as an insured driver. Risk refers to how likely you are to get in a wreck or file a car insurance claim. READ MORE >>

Tuesday, September 15, 2020

Important Questions to Ask Before Buying Health Insurance

Health insurance is critical so you and your family can get the care you need. Signing onto a policy shouldn’t be done lightly. Not all health insurance policies are created equal, and there are a few questions you should ask before signing your name on the dotted line. 1. Can You Stay at the Same Doctor? READ MORE >>

Thursday, September 10, 2020

How Fire Stations Can Affect Your Home Insurance Premiums

Home insurance premiums seem elusive until you discover what, exactly, makes them raise or lower year by year. There are many factors which an insurer may use to calculate your home insurance premiums. One of these is your location and, specifically, how close you are to a fire station.  Why? READ MORE >>

Tuesday, September 8, 2020

Choosing the Correct Term Life Insurance Policy Length

When you buy life insurance, you probably have an idea in mind about where you want your policy to go. You might want to use it as a vessel to provide money to loved ones for specific purposes. As a result, you might only want your coverage to last for a certain number of years. READ MORE >>

Thursday, September 3, 2020

Can You Cancel Auto Insurance on a Financed Car?

When you purchase a new car, you are generally issued a requirement by the lender to carry a certain amount of car insurance. This requirement is issued to protect the lender’s investment in case an accident damages the car.  You must carry this insurance for as long as you are financing the vehicle. READ MORE >>

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